Auto Loan Services

As a member, you and your family gain access to fast loan approvals, discounted services, and helpful car-buying resources. Whether you’re purchasing a new vehicle, upgrading to a used one, or refinancing your current auto loan, our program offers a simpler and more affordable way to finance your next car.

Members enjoy numerous Benefits, including:

New & used car financing — an excellent alternative to dealer financing
Loan refinancing options to lower your monthly payment
Car-buying assistance with tools and resources to help you find the right vehicle
Financing available for new cars and trucks
Used vehicle eligibility up to 10 years old or 150,000 miles
No Social Security Number required for approval (offered by LAC)

Sample Rates & Member Advantages

Members can take advantage of competitive auto loan rates, with flexible terms designed to fit your budget. Our loan process is streamlined to ensure quick approval and easy access to funding so you can shop confidently and drive away sooner.

Services Included

Competitive Sample Rates

Members have access to attractive auto loan rates designed to maximize savings.

Fast Loan Approvals

Both new and existing members can enjoy a quick and streamlined approval process.

Flexible Financing Options

Loan terms are tailored to fit your budget and financial goals.

Guidance at Every Step

Expert support is available throughout the loan process and car-buying journey.

Exclusive LAC Benefit

This program is provided solely by LAC and is not associated with Alliance Direct Benefits.

Benefit is not associated with Alliance Direct Benefits – offered by LAC

What did the customers say to us

Pedro

Business Owner

We love LAC. It has been very helpful for our family; my husband Pedro owns a small business and comes home late in the afternoons, usually when most doctors' offices are closed, so if the kids get sick, I have to take them to urgent care: $400-$900 for a visit. Well, now our whole family can use the TelaDoc service to talk to a doctor for FREE within 10-15 minutes. There are no crazy fees, and the doctor gives us a prescription directly to a pharmacy that uses the LAC discount card. We love this service.

Jessica Marley

Doctor

It's about time someone came up with a product that helps people save money! Seriously, I was paying over $3,000 a month for my family's health insurance? And we never used it. But every time we did, I paid a $40 copay? Now I only pay $20 a month for the whole family! What a savings!

If you haven't signed up yet, you're crazy. Do it now and save thousands of dollars a month!

Marley

Car Owner

My wife was driving the kids home from school and the car had a flat tire, not knowing that she had purchased LAC Motor Club for our family. She called me frantically asking if I could come help her replace the tire. I was over 2 hours away. With traffic, I would have arrived to her rescue over 3 hours after her call. Well, I asked her to call the 24/7 hotline, and within 20 minutes, an LAC tow truck showed up. Home - Thank you, LAC

Issica

Student

So we are a young family and we travel often. My wife is here on DACA and does not have a license. However, she has a license from her country. LAC provided us with an international license so she could drive legally, which she has never done before. She had a driver's license in the USA. In addition, she got sick but could not get health insurance unless we paid $400 a month. LAC saved our lives.