Dissolving Deductible

When you become a member, you and your family will have access to a nationwide network of pre-qualified Auto Body Repair Facilities, from which you can choose from, that will provide guaranteed workmanship on the repair of your car.

Dissolving Deductible Service

Members enjoy valuable benefits through our Dissolving Deductible Service, designed to help reduce or eliminate the financial burden of paying an auto collision deductible after an accident. This program rewards members who maintain a claims-free record by lowering the deductible required by their auto insurance company.

Benefits Included:

Deductible Reduction or Elimination

Elimination or reduction of your current auto collision deductible based on years of claims-free membership.

Free Rental Car During Repairs

Free rental car while your vehicle is being repaired after a covered collision.

Accident Pickup and Towing Service

Free pickup and towing from the accident location to qualifying repair facilities.

Lower Auto Insurance Premium Opportunities

Potential reduction on your current auto insurance premiums by allowing you to choose a higher-deductible policy.

Guaranteed Diminishing Deductible Schedule: Sample Savings !

How the Deductible Benefit Works:

If you experience a collision and have been claims-free for at least one full year with an actively paid Discount Auto Club / Latin Auto Club membership, we will reduce or eliminate the deductible set by your auto insurer. Members receive up to $250 in deductible savings for each claims-free year, capped at a maximum of four years. Members can save up to a total of $1,000 on their deductible.

Eligibility Requirements:

Must be an active, paid member at the time of the accident.
Must have a minimum of one year of claims-free membership to qualify.
Applies only to the collision deductible set by your auto insurance policy.
Limitations, exclusions, and verification requirements apply.

What did the customers say to us

Pedro

Business Owner

We love LAC. It has been very helpful for our family; my husband Pedro owns a small business and comes home late in the afternoons, usually when most doctors' offices are closed, so if the kids get sick, I have to take them to urgent care: $400-$900 for a visit. Well, now our whole family can use the TelaDoc service to talk to a doctor for FREE within 10-15 minutes. There are no crazy fees, and the doctor gives us a prescription directly to a pharmacy that uses the LAC discount card. We love this service.

Jessica Marley

Doctor

It's about time someone came up with a product that helps people save money! Seriously, I was paying over $3,000 a month for my family's health insurance? And we never used it. But every time we did, I paid a $40 copay? Now I only pay $20 a month for the whole family! What a savings!

If you haven't signed up yet, you're crazy. Do it now and save thousands of dollars a month!

Marley

Car Owner

My wife was driving the kids home from school and the car had a flat tire, not knowing that she had purchased LAC Motor Club for our family. She called me frantically asking if I could come help her replace the tire. I was over 2 hours away. With traffic, I would have arrived to her rescue over 3 hours after her call. Well, I asked her to call the 24/7 hotline, and within 20 minutes, an LAC tow truck showed up. Home - Thank you, LAC

Issica

Student

So we are a young family and we travel often. My wife is here on DACA and does not have a license. However, she has a license from her country. LAC provided us with an international license so she could drive legally, which she has never done before. She had a driver's license in the USA. In addition, she got sick but could not get health insurance unless we paid $400 a month. LAC saved our lives.